Privacy Policy
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1. Kaun Hain Hum
Prabhat Financial Consultancy, proprietor Prabhat Kumar Sribastab, Udyam Registration No. UDYAM-OD-02-0054162, is website ko operate karti hai. Website ka istemal karke aap is policy se sehmat hote hain.
2. Hum Kya Collect Karte Hain
- Naam, mobile number, email address
- Aapka message ya enquiry ki detail
- Basic website usage data (browser, device, visited pages)
Hum is website par kabhi bhi Aadhaar, PAN, bank account, card number, CVV ya OTP nahi maangte. Agar koi hamare naam par ye maange, to turant humein bataayein.
3. Istemal Kis Liye
- Aapki enquiry ka jawab dene aur consultation fix karne ke liye
- Aapki zarurat ke hisaab se plan suggest karne ke liye
- Policy documentation, renewal reminder aur claim assistance ke liye
4. Consent
Form bharne, WhatsApp karne ya call karne par aap sehmati dete hain ki hum aapse phone, SMS, WhatsApp ya email par sampark kar sakte hain. Aap kabhi bhi ye sehmati wapas le sakte hain.
5. Data Sharing
Hum aapka data kabhi bechte nahi hain. Sirf in cases me share hota hai:
- Insurance company ya AMC ko — sirf tab jab aap khud koi policy apply karna chahte hain
- Kanoon ya kisi regulatory authority (IRDAI, SEBI, Income Tax) ki requirement par
6. Cookies
Website basic cookies use kar sakti hai. Advertisement se aane par advertising platform ke pixels bhi active ho sakte hain. Aap browser settings se cookies block kar sakte hain.
7. Security aur Retention
Aapki jaankari surakshit rakhne ke liye reasonable measures liye jaate hain aur website HTTPS par chalti hai. Data utne hi samay tak rakha jaata hai jitna service ya kanoon ke liye zaroori ho. Kripya sensitive financial details website form par share na karein.
8. Aapke Rights
- Apna data dekhna, theek karwana ya delete karwana
- Communication band karwana (opt-out)
Email psribastab.bgr@gmail.com ya call +91 8327751713 — hum 7 working days me kaarwai karte hain.
9. Children
Ye website 18 saal se kam umar ke logon ke liye nahi hai. Child plans me proposal hamesha parent ya guardian ke naam par hota hai.
10. Third-Party Links
Website par insurance companies, Google Maps aur social media ke links ho sakte hain. Un websites ki apni policies hoti hain, jinke liye hum zimmedar nahi hain.
11. Policy Me Badlav
Hum is policy ko samay-samay par update kar sakte hain. Har update par upar likhi date badal di jayegi.
12. Contact
Prabhat Financial Consultancy
C/O Balbir Prasad Sribastab, Flat No. 01, Sudpada,
Balangir, Odisha — 767001, India
Phone / WhatsApp: +91 8327751713
Email: psribastab.bgr@gmail.com